AN INVESTIGATION OF FINANCIAL INSTITUTIONS IMPLEMENTATION OF ELECTRONIC BANKING APPLICATIONS, SERVICE DELIVERY AND CUSTOMER’S PERCEPTIONS: A CRITICAL EVALUATION OF TIER 1 BANKS IN NIGERIA. International Development Planning Review, [S. l.], v. 23, n. 2, p. 999–1019, 2024. Disponível em: https://idpr.org.uk/index.php/idpr/article/view/184.. Acesso em: 16 nov. 2025.