A COMPARATIVE ANALYSIS OF THE EFFICIENCY OF PRIVATE SECTOR BANKS OF INDIA

Abstract

This paper aims in analyzing a comparative analysis of ICICI bank and Kotak Mahindra bank from the year 2015-2020. The analysis is based on the basis of some significant parameters of evaluating efficiency like, cash deposit ratio, return on asset and return on equity. The selected banks belong to the most important and top banking institutions of India, thus, providing an insight between the differences and adaptability of the banks in the last years in the economy of the country. The data is collected via various websites and the annual reports of the banks, the entire analysis is based on secondary data and the analysis is compared on the basis of descriptive analysis to ascertain the various parameters studied for the research. Banking industry is one of the paramount industries anywhere in the world. Its growth and decline impacts the overall economy of the country and owing to its popularity and significance it becomes imperative to study and learn about the banking regularly to keep a check on the harmony of the country and its economy.